Electronic Banking Cards Course

Introduction

    The importance of training courses is not only limited to professional life, as most of us think but training courses aim to transfer knowledge and practical experiences that enrich the skills of individuals and enhance their self-confidence, which contributes to the preparation of cadres which in turn contributes to the development and progress of institutions. Therefore, Strategic Vision Training Center aims to enhance the skills and experiences of individuals through the strongest training programs to keep pace with every development in the labor market.

Objectives

• Informing participants about the origins of historical bank cards
• The concept and mechanism of electronic banking cards and their importance to the customer and the parties involved in the cards
• Providing participants with the ability to distinguish between the types of bank cards, the mechanism of action of each of them, and the areas of their use
• Knowledge of accounting adjustments and the financial impact resulting from the use of cards and each type of card
• Knowledge of the automated authorization system and the electronic networks through which the cards operate
• International standards for issuing cards and the most important companies dealing with this product
  • Familiarize yourself with the law of arbitration of disputes for the product of bank cards and the steps to be followed
• Familiarity with card fraud methods and ways to prevent it
• Methods of auditing and following up on the movement of card usage and controlling its use away from electronic fraud and money laundering
• Introducing electronic acceptance devices ATM, POS, INTERNET, ONLINE BANKING
• Familiarity with banking services of all kinds and their importance
• Introducing fraud methods for banking services and how to protect them.

Who should attend?

• Commercial bank employees
• Islamic bank employees
• Employees of money transfer and exchange companies
• Employees of electronic payment companies

Course content:

Day 1: General background on the cards

• The concept of electronic payment systems
• The origin of bank cards and the history of their development
• The concept of bank cards
• Bank card specifications
• Important and mandatory data on cards
  • BIN. concept
• Types of cards according to manufacturing technology and information storage
• MAGNETIC STRIPE CARDS
• CHIP CARDS
• Types of bank cards
  • Parties dealing with bank cards
  • Parties dealing with bank cards
• Standards and conditions for the bank to obtain a license, issue and practice the card product from international card companies

Second day: Bank cards:

• ATM Cards
• The concept of the debit card work mechanism
• Basic conditions for issuing debit cards
• Debit card types:
  • local
  • international
  • Master Cards
  • Affiliate cards
• Debit card holders:
  • ATM
• Point-of-sale devices at merchants
• Debit card uses
• Standards for the use of debit cards
  • Advantages of using debit cards to the customer / to the bank for the merchant
  • Disadvantages of using debit cards for the customer / for the bank / for the merchant
• Various forms for several banks to request the issuance of debit cards

Day 3: CREDIT CARDS

• The concept and definition of credit cards
• Conditions for granting a credit card
• Types of credit cards
• CLASSIC CARDS
• International cards:
• SILVER CARDS
• GOLDEN CARDS
• PLATINUM CARD
• Monthly Debit Cards / CHARGE CARDS. Payment Mechanism
• REVOLVING CARDS
• Credit card locations and destinations
• - Advantages of using credit cards for the customer / for the bank / for the merchant
• - Disadvantages of using credit cards for a customer / bank / merchant
• Various forms for several banks for credit card issuance requests

Day 4: PRE PAID CARDS

• The concept and mechanism of action of prepaid cards
• Definition of its types:
• Internet card
• Travel card
• Gift card
• Payroll card
• Student card
• Conditions for issuing prepaid cards
• Prepaid card acceptance locations and devices
• Advantages of using prepaid cards for the customer / for the bank / for the merchant
• Disadvantages of using prepaid cards for the customer / for the bank / for the merchant
• Islamic bank cards
• Concept and principle of operation
• Legal controls for the card
• Conditions for issuing Islamic cards
• Types of cards to which Islamic regulations apply
• Ruling on cards that do not meet Islamic regulations
• Covered credit cards and non-covered credit cards
• Places and devices for accepting Islamic cards
• Fifth day: international card issuers
• Conditions and requirements of international companies to grant a license to issue cards to banks
• Statistical studies for the share of each company in the world
• Comparison of international card issuers
• How are bank cards issued?
• Procedures for designing and printing white cards for the bank BLANK CARDS
• Card printing procedures for bank customers
• Procedures for handing over bank cards to customers
• Procedures for printing the secret numbers of cards for bank customers
• Procedures for handing over confidential numbers to clients
• Browse samples of card types